Can I get an American Express card with a 600 credit score?

Asked by: Mrs. Maci DuBuque  |  Last update: December 11, 2022
Score: 4.1/5 (26 votes)

There is anecdotal evidence of applicants with scores as low as the mid-600s being approved, but that's rare. Even for the American Express® Green Card, a more beginner-focused travel card, a score of 670 or higher is probably necessary.

What is the minimum credit score for an American Express card?

According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.

Which credit score does American Express use?

Which Credit Bureau Does American Express Use? American Express appears to primarily pull credit reports from Experian, but this doesn't mean it doesn't occasionally pull from one or both of the other major consumer credit bureaus as well.

What kind of credit card can I get with a score of 600?

Credit cards you can get with a 600 credit score
  • Upgrade Cash Rewards Visa®: Fair to good (580–740) ...
  • Capital One QuicksilverOne Cash Rewards Credit Card: Fair to good (580-740) ...
  • Mission Lane Cash Back Visa Credit Card: Fair to good (580-740) ...
  • Capital One Platinum Credit Card: Fair to good (580-740)

Can you get approved for a credit card with 600 credit score?

With a 600 credit score, you're firmly in the fair credit range. Having a relatively low credit score typically results in higher interest rates on credit cards and loans. Also, many lenders have minimum credit requirements, so you could have a difficult time getting approved for certain cards.

How I got the AMERICAN EXPRESS gold card with a 600 CREDIT SCORE

37 related questions found

What can I get approved for with a 630 credit score?

You can get approved for a number of different personal loans with a credit score of 630.
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The following options are most commonly used by borrowers in the poor and fair credit ranges:
  • Personal installment loans.
  • Payday loans.
  • Car title loans.
  • Pawnshop loans.
  • Bank loans (with fair credit)
  • Credit union loans.

Can I get a credit card with a 622 credit score?

The Capital One Platinum Credit Card is a great choice for those with credit scores in the low 600s. It charges no annual fee and a reasonable APR for someone with fair credit. This card can be used anywhere Mastercard is accepted, both online and in person.

What score do you need for a Walmart credit card?

Here's what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

What score do you need for a Target card?

You should have a fair credit score to be approved for the Target RedCard. Most reports state a FICO credit score of 615 or higher is recommended but not required.

Can I get a credit card with a 592 credit score?

You should be able to get approved for a credit card with a 592 credit score—you'll just probably be given an interest rate around 20 percent. If you can't seem to get approved for a traditional unsecured credit card, you can opt for a secured credit card instead.

What is the minimum income for American Express?

What does your credit score need to be for the Amex Platinum card? While there is no set score needed, we recommend you have a credit score of at least 670, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.

Is American Express a hard card to get?

It's generally harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex's credit card offers require good or excellent credit for approval.

Will American Express approve me?

Although American Express doesn't specify any minimum credit score requirements, you'll need good credit (or better) to qualify, which means a FICO score of at least 670. A premium Amex card — say, the American Express Gold Card — likely requires a “very good” FICO score, somewhere in the range of 740 and above.

Does an Amex card build credit?

For an Amex card to be good for your credit score, the account must be kept in good standing with on-time monthly bill payments. Every month an open Amex account is used responsibly, positive information will be reported to the credit bureaus.

What credit score is needed for Amex Gold?

It's recommended that you only apply for the American Express® Gold Card if you have a FICO® Score of 670 or higher. Like just about all the best travel rewards cards, this card is for consumers with good or excellent credit.

What credit score do I need for American Express Blue cash?

The Amex Blue Cash Everyday card is hard to get because applicants need to have a score of 670 or higher to be approved for the card. However, you'll have a better chance of being approved for the card if you have at least a very good FICO score (740 to 799).

What is the minimum credit score for an Amazon card?

The Amazon.com Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Amazon.com Store Card one the other hand requires a 640+ credit score (fair credit).

What kind of credit score do you need for an Amazon card?

You must have a good credit score of at least 670 to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store-only cards that are not credit cards and can only be used for purchases on Amazon.

How many credit cards should a person have?

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

What credit score do you need to get approved for a TJ Maxx credit card?

You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.

What credit score do you need for a Sam's credit card?

The credit score needed for the Sam's Club® Credit Card is at least 700. That's in the “good” credit range but barely meeting a card's minimum requirements is far from the ticket to high approval odds. You'll need income to make your payments, and the issuer will look at several other factors, too.

Is Big Lots credit card easy to get?

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

Is 612 a good credit score?

A FICO® Score of 612 places you within a population of consumers whose credit may be seen as Fair. Your 612 FICO® Score is lower than the average U.S. credit score. Statistically speaking, 28% of consumers with credit scores in the Fair range are likely to become seriously delinquent in the future.

Can I get a credit card with a 601 credit score?

A 601 credit score can be a sign of past credit difficulties or a lack of credit history. Whether you're looking for a personal loan, a mortgage or a credit card, credit scores in this range can make it challenging to get approved for unsecured credit, which doesn't require collateral or a security deposit.

Can I buy a house with a 622 credit score?

If your credit score is a 622 or higher, and you meet other requirements, you should not have any problem getting a mortgage. Credit scores in the 620-680 range are generally considered fair credit. There are many mortgage lenders that offer loan programs to borrowers with credit scores in the 500s.