What credit score do you need for a amazon card?

Asked by: Prof. Michale Reinger IV  |  Last update: September 6, 2022
Score: 4.4/5 (43 votes)

You must have a good credit score of at least 670 to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store-only cards that are not credit cards and can only be used for purchases on Amazon.

Can I get an Amazon credit card with a 600 credit score?

The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get Amazon.com Store Card. The better your credit score is, the higher your approval odds will be.

What credit score do you need with Amazon credit card?

The Amazon.com Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Amazon.com Store Card one the other hand requires a 640+ credit score (fair credit).

How difficult is it to get an Amazon credit card?

Yes, it is hard to get the Amazon.com Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Amazon.com Credit Card.

Will Amazon credit card approve me?

The Amazon.com Credit Card requires a credit score of 700, at a minimum. That means you need good credit or better for approval. And the Amazon.com Store Card requires a credit score of 640, at a minimum. So you'll need fair credit or better for approval.

What credit score do you need for a Amazon credit card?

22 related questions found

What FICO score does Amazon use?

What Credit Bureau Does Amazon Use When Pulling Your Credit For Amazon Prime Rewards Visa? Amazon uses Chase for its credit cards. Chase uses all three credit bureaus and the FICO 8 model when making credit decisions.

What score do you need for a Walmart credit card?

Here's what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

What credit score does Apple card use?

There are multiple FICO Score versions available for lenders to use. Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.

Will applying for an Amazon credit card affect my credit score?

Yes, applying for an Amazon card does hurt your credit score by a small amount. When you apply for either the Amazon.com Credit Card or the Amazon.com Store Card, you must authorize a hard pull of your credit, which will temporarily drop your credit score by 5 to 10 points.

What bank issues the Amazon credit card?

The Amazon Prime Rewards Visa Signature Card, issued through Chase, has some enticing rewards: 5 percent back on purchases you make on Amazon and at Whole Foods, as well as 2 percent back at restaurants, gas stations and qualifying drug stores, plus 1 percent on all other purchases.

How many credit cards should a person have?

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

What credit score do you start with?

The base credit scores of the most popular credit-reporting models start at 300. Starting with a score of around 300 is possible only if you've managed your finances poorly. You may start to build a credit history or improve your score without using any type of credit.

Is Amazon Prime credit card A soft pull?

No, the Amazon.com Credit Card won't do a soft pull. It will perform a hard pull when you apply for it which can damage your credit score temporarily. You will need a credit score of at least 700 to get the Amazon.com Credit Card. Unfortunately, there is no way to pre-qualify for this card.

What credit score is needed for American Express?

According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.

How long does it take to get the Amazon credit card?

Review these documents carefully before using your Amazon Rewards Visa Signature Card. If your application isn't approved instantly, you'll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying.

What is a good credit score?

Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.

Can I get Apple Card with 620 credit score?

The Apple Card's credit score requirement is 700+. This means that you need at least good to get this card. While it's possible to be approved with a lower score due to a high income or other positive factors, it's best to not take the risk.

What is the max credit limit on Apple Card?

The limits are determined by the cardholder's credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family. It requires each person to be over 13 years old to share the card.

Does getting denied for a credit card hurt credit score?

But getting denied doesn't directly hurt your credit scores. Instead, applying may lower your credit scores—usually by just a few points, according to credit-scoring company FICO®—because applying for a credit card will trigger a hard inquiry.

Is Big Lots credit card easy to get?

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

What credit score do you need for TJ Maxx?

The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J. Maxx.

What bank does Home Depot use?

The Home Depot Consumer Credit Card can only be used on purchases at Home Depot. The card is issued by Citibank and offers different financing options. If you plan on making a large purchase, this card provides financing options based on the price of the purchase.

Does Credit Karma show your real credit score?

The credit scores and reports you see on Credit Karma should accurately reflect your credit information as reported by those bureaus. This means a couple of things: The scores we provide are actual credit scores pulled from two of the major consumer credit bureaus, not just estimates of your credit rating.